+450,000 زندگیوں کا تحفظ

++A ریٹنگ PACRA

برانچ لوکیٹر

نیچے دی گئی فہرست میں سے منتخب کریں۔

ایجنٹ کی تصدیق

Educational Reimbursement

Education Institutes

Doing our best to help your children achieve their best

Karachi

Payment Mechanism

The reimbursement amount will be provided to the customer as per the below mentioned breakup depending on fulfillment of the required terms & conditions by the client.

  • In case of new policy or policy active for 1 year
  • In case of policy valid for 2 years or more

In case of new policy

Policy tenure Installment Reimbursement Percentage
New policy (Upfront payment) 1st installment Up to 25% of admission fee
Upon completion of the first policy year* 2nd installment Up to 25% of admission fee
Upon completion of the second policy year* 3rd installment Up to 50% of admission fee

In case of policy valid for 2 years or more

Policy tenure Reimbursement percentage
More than 2 years Full payment

Eligibility Criteria

Premium Amount No. of Children covered under each policy
Rs. 200,000 but below Rs.499,999 1 Child
Rs. 500,000 but below Rs.999,999 2 Children
Rs. 1,000,000 and above 3 Children

Terms & Conditions

  • This benefit is applicable on policies with minimum annual regular premium of PKR 200,000 only. Ad-hoc premium and/or any other premium payment mode, other than annualized premium will not be considered for this policy.
  • Reimbursement shall be made against admission fee upto a maximum amount of PKR 50,000 per child in total.
  • Admission fee or any onetime fee paid at the time of admission only shall be reimbursed. Semester fee or tuition fee is not covered under this policy.
  • Educational institutes named in the above mentioned list will be covered under this policy. No payment shall be made otherwise, unless approved by the Marketing department HOD.
  • Eligibility criteria and list of institutes may change without prior notice to consumers.
  • Reimbursement will be paid after completion of free look up period.
  • All reimbursement requests will be reviewed as cases and approval shall be granted on case to case basis.
  • Fees will be reimbursed in those admissions only that happen after the policy issuance date.
  • If the installment amount exceeds total reimbursement limit at any stage, Adamjee Life will not pay the amount exceeding PKR 50,000 in total.
  • Following documents need to be presented to Adamjee Life for Education policy refund claim:
    • Cnic of parent
    • B-Form/ CNIC of student
    • Fee payment invoice
    • Admission Letter
    • Orbis Card
  • Documents can be sent through email i.e. scanned copies or through post at Adamjee Life Head office.
  • All such claims will be directed to customer service team and customer service team may call the customer for subsequent processes.

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