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Adamjee Life

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adamjeelife insurance policy

Educational Reimbursement

Education Institutes

Doing our best to help your children achieve their best

Karachi

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Payment Mechanism

The reimbursement amount will be provided to the customer as per the below mentioned breakup depending on fulfillment of the required terms & conditions by the client.

  • In case of new policy or policy active for 1 year
  • In case of policy valid for 2 years or more

In case of new policy

Policy tenure Installment Reimbursement Percentage
New policy (Upfront payment) 1st installment Up to 25% of admission fee
Upon completion of the first policy year* 2nd installment Up to 25% of admission fee
Upon completion of the second policy year* 3rd installment Up to 50% of admission fee

In case of policy valid for 2 years or more

Policy tenure Reimbursement percentage
More than 2 years Full payment

Eligibility Criteria

Premium Amount No. of Children covered under each policy
Rs. 200,000 but below Rs.499,999 1 Child
Rs. 500,000 but below Rs.999,999 2 Children
Rs. 1,000,000 and above 3 Children

Terms & Conditions

  • This benefit is applicable on policies eligible for Orbis card as per criteria mentioned.
  • Reimbursement shall be made against admission fee upto a maximum amount of PKR 50,000 per child for Gold and upto a maximum amount of PKR 100,000/- for Platinum, in total.
  • Admission fee only shall be reimbursed. Semester fee or tuition fee is not covered under this policy.
  • All Educational institutes registered with the Govt. of Pakistan are covered under this policy as per the terms and conditions mentioned.
  • Eligibility criteria and list of institutes may change without prior notice to consumers.
  • Reimbursement will be paid after completion of free look up period.
  • All reimbursement requests will be reviewed as cases and approval shall be granted on case to case basis.
  • Fees will be reimbursed in those admissions only that happen after the policy issuance date.
  • If the installment amount exceeds total reimbursement limit at any stage, Adamjee Life will not pay the amount exceeding PKR 50,000 for Gold and PKR 100,000/- for Platinum, in total.
  • Following documents need to be presented to Adamjee Life for Education policy refund claim:
    • CNIC of parent
    • B-Form/ CNIC of student
    • Fee payment invoice
    • Admission Letter
    • Orbis Card
  • Documents can be sent through email i.e. scanned copies or through post at Adamjee Life Head office
  • All such claims will be directed to customer service team and customer service team may call the customer for subsequent processes.

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