Gold Takaful

Terms & Conditions

• This benefit is applicable on policies eligible for Orbis card as per criteria mentioned.
• Reimbursement shall be made against admission fee upto a maximum amount of PKR 50,000 per child for Gold and upto a maximum amount of PKR 100,000/- for Platinum, in total.
• Admission fee only shall be reimbursed. Semester fee or tuition fee is not covered under this policy.
• All Educational institutes registered with the Govt. of Pakistan are covered under this policy as per the terms and conditions mentioned.
• Eligibility criteria and list of institutes may change without prior notice to consumers.
• Reimbursement will be paid after completion of free look up period.
• All reimbursement requests will be reviewed as cases and approval shall be granted on case to case basis.
• Fees will be reimbursed in those admissions only that happen after the policy issuance date.
• If the installment amount exceeds total reimbursement limit at any stage, Adamjee Life will not pay the amount exceeding PKR 50,000 for Gold and PKR 100,000/- for Platinum, in total.
• Following documents need to be presented to Adamjee Life for Education policy refund claim:
  • CNIC of parent
  • B-Form/ CNIC of student
  • Fee payment invoice
  • Admission Letter
  • Orbis Card
• Documents can be sent through email i.e. scanned copies or through post at Adamjee Life Head office
• All such claims will be directed to customer service team and customer service team may call the customer for subsequent processes.